Terms of Service

Acceptance of Terms

By accessing and using CalcWise (the "Site"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Site.

Description of Service

CalcWise provides free online financial calculators and educational content for informational purposes only. Our tools include mortgage calculators, investment calculators, loan calculators, tax calculators, and related financial planning resources.

Disclaimer

CalcWise is not a financial advisor. The calculators, tools, and content provided on this site are for educational and informational purposes only. They do not constitute financial, tax, legal, or investment advice.

Results from our calculators are estimates based on the information you provide and standard financial formulas. Actual results may vary based on factors not accounted for in our tools. Always consult with a qualified financial professional before making important financial decisions.

Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of any content on this site. Tax rates, interest rates, and financial regulations change frequently. Users are responsible for verifying current rates and regulations.

Intellectual Property

All content on this site, including text, graphics, logos, and software, is the property of CalcWise and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

Limitation of Liability

CalcWise shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Site, including any errors or omissions in content, or any financial losses resulting from reliance on information provided by our tools.

Third-Party Links and Advertising

Our site may contain links to third-party websites and displays advertisements through Google AdSense. We are not responsible for the content, privacy practices, or terms of any third-party sites. Clicking on advertisements or third-party links is at your own risk.

Modifications

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the Site after changes constitutes acceptance of the modified terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.

Contact

For questions about these Terms of Service, please visit our contact page.