Net Worth Calculator
Calculate your total net worth by adding up all assets and subtracting liabilities. Track your financial health over time.
Assets
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Total Assets
$475,000
Liabilities
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Total Liabilities
$272,000
Your Net Worth
$203,000
Understanding Net Worth
Your net worth is the single best snapshot of your overall financial health. It's calculated by subtracting what you owe (liabilities) from what you own (assets). Tracking net worth over time shows whether you're building wealth or accumulating debt, regardless of income level.
Average Net Worth by Age
According to the Federal Reserve's Survey of Consumer Finances, the median net worth for Americans under 35 is approximately $39,000, ages 35-44 is $135,000, ages 45-54 is $247,000, ages 55-64 is $364,000, and 65-74 is $410,000. These are medians — averages are significantly higher due to wealth concentration.